About Me

Danny Calderon is a seasoned mortgage broker with a passion for helping individuals and families achieve their homeownership dreams. With over a decade of experience in the financial industry, Danny has become a trusted advisor known for his personalized approach and unwavering commitment to client satisfaction.

Born and raised in Monterey County, Danny developed a deep understanding of the local real estate market and the unique needs of his community. Driven by a desire to make a positive impact on people's lives, he entered the mortgage field and quickly rose through the ranks at Chase and Wells Fargo Bank, his previous employers, due to his expertise and dedication.

Danny's expertise spans various mortgage products, including Conventional loans, FHA loans, VA loans, Down Payment Assistance loans, Jumbo loans, and Non-QM options. He possesses a keen ability to analyze financial situations, educate clients on available choices, and guide them through the intricacies of the mortgage process. His commitment to transparency and communication ensures that clients feel confident and informed every step of the way.

Beyond his professional achievements, Danny is an active member of the community, participating in local events and supporting charitable initiatives. He believes in giving back and strives to make a positive impact not only in the housing market but also on the lives of those around him.

Whether you are a first-time homebuyer, a seasoned investor, or someone looking to refinance, Danny Calderon is dedicated to helping you navigate the complexities of the mortgage landscape and achieve your homeownership and financial goals.

About Me

Meet Monica Figueroa, a dedicated REALTOR® with 18 years of real estate experience at Berkshire Hathaway. Along with helping her clients buy and sell homes, she volunteers as a Catholic youth advisor in the Salinas Valley and supports NOHRA in providing college scholarships to graduating high school seniors. As a mother of three, Monica became a broker to prioritize being present for her children. In her free time, she enjoys quiet walks, coffee, exploring new countries, and experiencing new cultures.

About Me

Miguel Santamaria is an established Mortgage Broker in Salinas, CA and as a co-owner of “Loans By CMS” works tirelessly to help his customers achieve their financial goals. He believes in making a positive impact in his community, by contributing to meaningful projects, and is dedicated to leaving a lasting and positive influence on the world. He is an active community member, and he has a love for philanthropy.

He is the Founding President of NHORA Monterey County Chapter, he is part of the Leadership Team at the Leukemia and Lymphoma Society Monterey Bay, an Ambassador for the Salinas Valley Chamber of Commerce, and member of the Rotary Club of Salinas Alisal. Whether you’re a first-time homebuyer, looking to trade up, deciding to downsize, or simply wishing for a change Miguel can help you look over your budget, income, and savings, helping you get a clear picture of what type and amount of loan is realistic and the right fit for you.

About Me

Monda proudly serves clients in the Monterey, CA area. Monda has 30 years of experience as a Senior Home Lending Advisor. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, Monda is here to help you find the right mortgage to fit your needs. Starting with a review of your finances, Monda can help you get a clear picture of what might work best for you. Monda will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, Monda wants to ensure that you have a positive home lending experience.

Rosemonda's certifications

• Chase Certified in FHA Loans
• Chase Certified in VA Loans
• Chase Certified in Chase Private Client Lending
• Chase Certified in Down Payment Assistance Programs

About Me

I am Claudia Mendivil, a seasoned real estate professional committed to providing comprehensive assistance for all your real estate needs. Navigating the real estate market can be a complex and significant undertaking, whether you are seeking a larger home to accommodate a growing family or embarking on the exciting journey of home ownership for the first time. I specialize in simplifying this process, ensuring a smooth transaction by keeping you informed and engaged at every step.

For those considering selling their existing property, my expertise and strategic marketing approach are instrumental in exposing your home to the widest audience possible. I leverage my experience to showcase your property's unique features and maximize its market visibility, ultimately facilitating a timely and successful sale.

Whether you are moving locally or across the country, my extensive connections and professional network empower me to expedite the sale of your property. I understand the importance of a swift and efficient process, and I am dedicated to utilizing my resources to achieve optimal results.

With a commitment to excellence, a wealth of experience, and a focus on client satisfaction, I look forward to the opportunity to assist you in achieving your real estate goals. Whether you are buying, selling, or exploring the market, I am here to ensure a seamless and rewarding experience. As your dedicated real estate professional, I am here to provide personalized guidance and support throughout your real estate journey.

About Me

Armando Soria was born and raised in Salinas, Ca. He attended North Salinas High School and later graduated from The Monterey Peninsula Fire Academy in 2010 at Monterey Peninsula College. After the academy, Armando began applying to various municipalities, during which time Armando was hired by a local restoration company that allowed him to learn a new trade while still pursuing a career in firefighting.

In 2012 Armando moved to Houston, TX to continue to pursue a career in the fire service, however, he was promoted to Operations Manager and had the opportunity to work for a large restoration company that would send him traveling throughout the continental US after major natural disasters. While in Texas, Armando and his wife, Marisol Soria, had 2 beautiful daughters, Sofia Isabel and Mia Rose.

After much consideration, Armando and Marisol decided to move back home to Salinas, CA where their daughters could be surrounded with family. Marisol is a Labor and Delivery nurse at Salinas Valley Health. After 10 years in the restoration industry, Armando opened his company, Soria Contracting and Solutions in January 2021, offering water damage clean up and mold remediation services.

Armando founded his company on the principles of customer service and community support. the local business community.

About Me

The world of real estate can be dynamic and complex, but I am here to offer my expertise and guide you through every step of the process. Whether you're looking for a home to accommodate your growing family or embarking on the exciting journey of home ownership for the first time, I understand that every client has unique requirements and aspirations. My priority is to provide effective communication, keeping you informed throughout the entire transaction process to minimize any stress and uncertainty.

If you're considering selling your property, I have a wealth of experience and a strategic marketing approach to maximize exposure and attract the broadest audience possible. My goal is to streamline the process, ensuring optimal visibility and a swift and successful sale. I am dedicated to leveraging my extensive network and connections in the real estate industry to expedite the sale of your property, regardless of whether your relocation is local or involves a cross-country move.

If you have any questions or concerns, please don't hesitate to contact me. I'm here to provide personalized assistance and guide you through every aspect of the real estate journey.

About Me

Hello, I am Victor Ramirez, a seasoned professional in the fields of tax preparation and life insurance. With a wealth of experience in financial services, I have been assisting individuals and businesses in navigating the complexities of tax regulations. As a dedicated tax preparer, I pride myself on providing meticulous and comprehensive services to ensure compliance and optimize financial outcomes.

In addition to my expertise in taxation, I am also a licensed life insurance agent. My commitment extends beyond tax matters to encompass safeguarding the financial well-being of my clients. I work diligently to tailor life insurance solutions that align with their unique needs and aspirations, offering peace of mind and financial security for themselves and their loved ones.

With a client-centric approach, I am passionate about demystifying financial processes and empowering individuals to make informed decisions. Whether you seek assistance with tax matters or are contemplating life insurance coverage, I am here to guide you through the intricacies of financial planning, providing personalized solutions to help you achieve your goals.

About Me

Greetings, I am Gloria, a seasoned professional in the financial industry and a dedicated Loan Officer affiliated with Bank of America. My journey in the financial sector commenced in 2015, and since 2020, I have honed my expertise with a specialized focus on home lending. Fluency in both Spanish and English enhances my ability to cater to a diverse clientele, ensuring seamless communication and understanding.

Beyond my professional endeavors, I derive great satisfaction from active participation in community engagement initiatives. I believe in the transformative power of education, especially when it comes to empowering individuals embarking on the journey of homeownership for the first time. My passion lies in guiding these individuals through the intricate process of purchasing a home, demystifying complexities, and providing them with the essential tools to make well-informed decisions.

In my role as a Loan Officer, I am dedicated to fostering a client-centric approach, ensuring that each individual's unique needs and aspirations are thoroughly addressed. Navigating the complexities of the real estate market can be daunting, particularly for first-time home buyers. My goal is not only to facilitate the financial aspects of the home buying process but also to serve as a trusted advisor, offering guidance and support throughout the journey.

I take pride in being an advocate for financial literacy, helping clients understand the nuances of home loans and empowering them to make sound financial decisions. Whether it's navigating mortgage options, explaining the intricacies of interest rates, or providing insights into the current real estate market, I am committed to ensuring that my clients are well-equipped to make informed choices.

About Me

Jack was born in Monterey, California and raised in Soledad, a rapidly growing city in the heart of the Salinas Valley. From the stunning beaches and breathtaking views of the Monterey Peninsula to the vast, endless rows of agricultural fields that feed the world, surrounded by tall and proud mountain ranges, Monterey County is the most beautiful place on earth. With its diverse range of ecosystems, its temperate year-round weather, and its iconic historical and cultural significance, this wondrous place is the envy of the world. As someone lucky enough to call this place home, Jack has made it his mission to make his Central Coast community's dreams of homeownership a reality.

A Monterey County native, he is committed to serving the very community that saw him grow into the man he is today. Buying and selling your home is one of the most significant life decisions one can ever make. It is absolutely critical to work with an agent who knows the area, both geographically and economically, and to work with someone who has a genuine, authentic passion for people, someone who's primary drive is to help people attain their goals and fulfill their real estate needs and not a person who is only in it for the money, regardless of the outcome for their clients. I live to serve and I am thrilled to help.