About Me

Victor Reyes, is an immigrant-born, now naturalized citizen, hailing from Lima, Peru. He and his family migrated to the US, when he was only 5 years of age. His family settled in Miami for a couple of years before moving to the Bay Area, specifically Richmond, CA, where he grew up.

Prior to venturing into the real estate industry, Victor has honed his skills and expertise through an 8-year career in Sales & Service and a 6-year career in Logistics. In 2015, he took a pivotal step into the real estate arena, joining a highly effective team in Lafayette, CA, where he served as a transaction coordinator and broker’s assistant. Victor’s journey endowed him with a wealth of knowledge and experience, an invaluable asset that he brings to his clients in the diverse and dynamic Bay Area markets. Victor’s desire is to empower his clients to realize their dreams of homeownership, by providing unwavering support and expertise.

Beyond his professional endeavors, Victor remains deeply committed to his community and various organizations. He actively contributes to the California Association of Realtors (C.A.R), and the Contra Costa Association of Realtors (CCAR). Notably, he served as the former President of the National Association of Hispanic Real Estate Professionals East Bay Chapter (NAHREP). Victor’s dedication extends to supporting organizations like the RYSE Center, which plays a pivotal role in creating safe spaces for youth in Richmond, CA. His multifaceted commitment to bettering the lives of those around him exemplifies his unwavering passion and dedication.

About Me

Ricky J. Alvarez is known by all his clients, family and friends as Ricky The Realtor®. He is one of the best Real Estate agents in Concord, CA. Ricky J. Alvarez’s personal motto is to “provide results-driven real estate from beginning to end,” and he delivers. A full-time agent since 2015, Ricky works with a wide range of clients, from investors and home buyers to family, friends, and past clients. But no matter who his clients are, he counts them as friends. He greatly values kindness, respect, and hard work in this business, and he stands firmly with his clients throughout the entire process and beyond.

Ricky was born in San Francisco and raised mostly in Concord. Real estate has almost always been a part of his life, beginning with helping his parents maintain their residential and commercial properties when he was younger. And when it comes to the many different aspects of real estate, it seems Ricky has had a hand in nearly all of them: He’s held maintenance jobs; dealt with tenants, lenders, and city officials, and worked in marketing, advertising, and finance. He holds a B.S. degree in Business Administration with an option in Finance and Real Estate from CSU, East Bay.

Ricky began his professional real estate career by interning with a top-producing team, and he soon built a solid reputation for himself, becoming a top performer and earning a nomination for the President’s Club. For Ricky, it’s about delivering personal service and professional results.

Ricky’s hobbies are just as diverse as his background, which include new technology and finance, sports, coin collecting, and cinema. He’s an avid volunteer, including for The California Academic Decathlon and The Boys and Girls Club, and he serves as a board member to Bay Area Alumni Association and an Advisor to the National Board of Directors for his Fraternity. He recently was named a recipient of a prestigious award, 40 under 40 by his Alma Mater at CSUEB. He also loves visiting Mexico, his ancestral home, where he and his family built their dream vacation home.

About Me

Ivett Payan, originally hailing from Guadalajara, Mexico, embarked on a life-changing journey 16 years ago when she made the decision to relocate to Las Vegas. During her time in Sin City, Ivett honed her skills as a personal assistant, mastering the art of people skills, multitasking, and the firm commitment to getting the job done. It was during this period that she came to understand the true worth of hard work, integrity, honesty, and responsibility.

As the world grappled with the challenges of the pandemic, Ivett's life took another significant turn. She tied the knot and, together with her spouse, relocated to the vibrant Bay Area. It was here that Ivett's passion for real estate blossomed, and she embarked on a new career path.

Today, Ivett Payan finds immense fulfillment in her role as a real estate professional, where she helps her clients turn their dreams of homeownership into reality while expertly guiding them through the intricate process.

Beyond her professional life, Ivett embraces the beauty of balance. When she's not hard at work, she indulges in the simple joys of life. Her interests span a wide spectrum, from immersing herself in captivating novels to embracing the great outdoors, practicing yoga, pilates, and barre. Ivett has an adventurous spirit, evident in her love for travel, exploring new towns, savoring diverse cuisines, and discovering the world of fine wines. Most importantly, she cherishes the moments spent in the warmth of her home, surrounded by her loving husband

and precious children.

Ivett Payan's journey is a testament to her unwavering dedication to personal and professional growth, as well as her profound appreciation for the richness life has to offer.

About Me

Eleazar, a bilingual Nicaraguan immigrant, has dedicated himself to making a positive impact on the lives of many families, with a particular focus on assisting First Time Homebuyers. His passion for community support has led him to actively participate in organizations like NAHREP, where he has both organized and taken part in workshops and community-based events. Eleazar is resolute in his commitment to raising awareness about homeownership among the Latino community, striving to empower individuals to achieve their dreams of owning a home.

Outside of his professional endeavors, Eleazar finds solace and inspiration in his leisure pursuits. He maintains a strong dedication to physical fitness, regularly engaging in workouts to stay healthy and energized. An ardent sports enthusiast, he passionately supports all of the local Bay Area teams and revels in the thrill of attending live sporting events of any kind.

In addition to his active lifestyle, Eleazar possesses a deep appreciation for culinary exploration. He relishes the opportunity to dine at new restaurants and savor diverse cuisines, always on the lookout for the next delectable dish to delight his palate. Furthermore, he values the importance of relaxation and rejuvenation, frequently indulging in memorable vacation getaways.

Eleazar's vision extends beyond the present moment. His mission is to leave an indelible mark, establishing and nurturing enduring relationships through his unwavering dedication to sincere, honest hard work. He aspires to be recognized within the real estate community as a trustworthy and reliable professional. Having spent his entire life in the San Francisco-Bay Area, with over 25 years residing in the East Bay, Eleazar is deeply rooted in the region he calls home, fostering connections and making a meaningful impact within his community.

About Me

Janet's journey in the world of service excellence began at a young age, but she prefers to call it the "Customer Experience." With over two decades of dedicated service in this field, she has come to realize that there is something new to learn every single day, a fact that she embraces with open arms and a hunger for knowledge.

Born and raised in the diverse and deeply rooted Bay Area, Janet has had the privilege of interacting with people from various backgrounds and cultures. This experience has deepened her understanding of the unique dynamics, needs, and situations of the communities she serves.

Janet's roots are firmly planted in the story of immigrant parents who achieved the American dream of homeownership. This personal narrative ignited a passion within her to embark on a career in Real Estate, driven by the desire to help others realize their own American dreams. For her, it is both an honor and a heartwarming experience to witness the sheer joy and satisfaction that comes with someone achieving the milestone of becoming a homeowner.

Janet places great value on the trust her clients bestow upon her, whether they are in the process of buying or selling their properties. Armed with her exceptional negotiating skills, unfaltering honesty, and uncompromising integrity, she sets out each day to not just meet but exceed her clients' expectations. Janet's commitment to her clients goes beyond business; it's apersonal mission to make their real estate dreams a reality.

About Me

For Angelica Ojeda, every day is a new opportunity to educate the community about real estate and build meaningful relationships. With a genuine passion for making dreams come true for her clients, she deeply appreciates the trust they place her in.

She believes in going above and beyond expectations, always delivering with a pleasant smile. Her commitment extends beyond transactions; she actively engages with community organizations, driven by compassion and a desire to contribute throughout the year.

A graduate of California State University, East Bay, and with a background in urban planning from San Jose State University, her educational journey laid a strong foundation for her career in real estate.

Over the years, she created valuable relationships across diverse real estate sectors, including homebuilding, commercial real estate, property management, redevelopment, and interior design. She is eager to bring her expertise to your next real estate endeavor.

On a personal note, she finds joy in practicing yoga, exploring both new and old cities, savoring black tea, losing herself in bookstores, and cherishing moments with her loved ones. For her, it's all about peace, love, and the world of real estate!

About Me

Lucia Munoz, a proud native of the Bay Area and the first generation born to Mexican immigrants, has carved her niche in the dynamic world of real estate. In 2016, Lucia made a strategic shift from a successful career in banking to seizing the opportunities in California's real estate market. With over ten years of invaluable experience in banking customer service, Lucia places a profound emphasis on building and nurturing relationships with her clients.

Her journey in the real estate industry has been multi-faceted. Lucia's background includes assisting clients in Title & Escrow, providing her with a comprehensive understanding of the intricacies of real estate transactions. Today, she is dedicated to serving her clients, helping them achieve their goals in buying, selling, and beyond.

Lucia's passion for real estate has been a lifelong affair. From childhood, she accompanied her father on tours of investment properties and new construction developments, laying the foundation for her deep-seated knowledge and love for the industry. As an adult, Lucia finds joy in immersing herself in the unique character of every home and community she visits, recognizing that each holds a story waiting to be told.

In her free time, Lucia embraces a love for adventure. Exploring new hiking trails in the Bay Area, traveling, and engaging in volunteer work are among her cherished pursuits. As a mother, Lucia's caring personality, attention to detail, and determination to assist people make her not only an exceptional Realtor but also a significant asset to her clients.

Lucia's mantra as a Realtor reflects her client-centric philosophy: "Her first priority is to make her clients happy. She listens attentively to their wants and needs, ensuring the best outcome in every transaction. Lucia strives to make the real estate process stress-free, and her clients can always count on her reliability and dedication."

About Me

Ashley Davenport combines a passion for finance with a zest for life that’s contagious. With numbers as a trusted ally, Ashley’s decade-long journey in finance is sprinkled with tenacity and a knack for turning challenges into solutions. A recent highlight is mastering Digital Marketing through UC Berkeley, a step that echoes a lifelong educational journey boldly following the mantra, ‘No lateral moves.’

At the heart of Ashley’s professional pursuit is a commitment to cultivate a thriving team and pipeline, harnessing leadership skills that inspire both growth and connection. More than a financial expert, Ashley is a steadfast advocate for clients, ensuring their voices are heard and their interests staunchly defended—a true ally in the finance world.

Embarking on major life milestones like buying a home or investing in property? Ashley brings more than expertise; they bring a spirit of partnership and relentless dedication. Consider Ashley not just a part of your financial journey but a cornerstone, ready to champion your success from the first handshake to the final celebration.

About Me

As a Senior Mortgage Loan Originator at Allied Mortgage Group, Nancy Garcia educates borrowers about using their current finances in either refinancing their home or obtaining an ideal mortgage loan for their dream home.

She is a proud Tapatia from Guadalajara, Jalisco, Mexico, and have been a proud Bay Area resident for the past 20 years. Nancy’s passion for the mortgage industry really began during the Housing Crisis of 2008. She helped guide Latinos and other homeowners who were at risk of losing their homes to foreclosure.

Nancy quickly realized she could help my Latino community by advocating for and enriching them with the knowledge and guidance through the complex system that is the mortgage industry. As a result, Nancy has been able to help navigate families in practicing positive financial decisions that could benefit them in the long run.

After Nancy’s father passed away at an early age, forcing her mother to raise six kids while maintaining a steady paycheck, she learned that nothing can stop a determined Latina.

About Me

Enevy is a proud Latina, born and raised in Mexico, whose journey has taken her from her roots to the heart of the United States as a seasoned professional in Financial Services. With an impressive track record spanning over 20 years in the Finance Industry, Enevy specializes in mortgage lending and brings to the table not only bilingual proficiency but also a deep understanding of two distinct cultures.

Her narrative is a rich tapestry woven with diverse experiences, reflecting a life dedicated to excellence and community empowerment. Settling in the San Francisco Bay Area, Enevy has emerged as a guiding force, playing a pivotal role in steering numerous individuals towards the dream of homeownership through her expertise in first-time homebuyer and down payment assistance programs.

Enevy's commitment extends beyond financial transactions; it is rooted in a broader vision of enhancing her clients' overall financial stability. Through her work, she actively contributes to the development of a healthier and stronger society, recognizing the profound impact that stable homeownership can have on individuals and communities alike.

In Enevy's world, the convergence of her professional acumen, cultural fluency, and dedication to community well-being creates a unique force for positive change. She stands as a testament to the transformative power of finance when coupled with a genuine commitment to the betterment of those she serves.

About Me

Maribel Ayala has an inspiring story, being a 1st generation American with roots in El Salvador. Overcoming challenges as a single mother, she took proactive steps by pursuing vocational training to become a medical secretary/office manager. It's a testament to her resilience and determination.

Maribel Ayala's journey is truly remarkable—transitioning from real estate to mortgage brokering, weathering the challenges of the 2008 mortgage crisis, and ultimately achieving the role of Branch Manager at Allied Mortgage. Her commitment to underserved communities is commendable, and it's heartening to see her passion extend to family and personal interests, including music and cultural roots that span Greece, Italy, Spain, El Salvador, and indigenous Mayan heritage. Her fluency in both English and Spanish adds a valuable layer to her diverse experiences.